Things to consider while preparing CMA data: The data is different for the working capital loan or for CC or for CMA data for the bank guarantee. Similarly, CMA report is prepared as per nature of the borrowed funds. There are different business types and according to their business nature and size, CMA report is prepared. Some ratios are the current ratio, MPBF, Net worth ratio, quick ratios, turnover ratios, debt-equity ratios, DSCR etc. Ratio analysis: This is also one of the long and important statements of CMA data.To make sure the bank that you are using the fund for the purpose you have borrowed. The statement is important because it highlights the utilization of fund. It shows the fund utilization and sources of funds. Fund flow statements: This statement shows the fund flow statements for current and future years.It depends on two methods which are dependent on working capital. This statement shows the capacity of the borrower to borrow money. Calculation of MPBF: Calculation of maximum permissible bank finance.Comparative statements of current assets and liabilities: This statement describes the viability of your working capital cycle.Details about current assets, fixed assets, current and long-term liabilities are presented in this statement. It is also required to show proposed balance sheet data to show a picture of your future business plan. Analysis of balance sheet: Details about your balance sheets of past years are required to show.The profit and loss account should be presented here. There may be some changes as per loan needed and business nature. Operating statement: You are required to show past 2 years and future 3 years ( Proposed) operating statements.If the business is new, proposed data is required to be given. Details of existing and proposed fund limit: In this report, details about your current financial condition, borrowed fund and proposed fund are covered.
Get prepared CMA data by CA What reports are covered ?
0 kommentar(er)
